“The Golden Rule “ is the philosophy that I apply to clients as I help them navigate through the mortgage loan process.  I have always felt that honesty and integrity  were key components of a successful relationship whether it be one of a business nature or personal .  I truly believe that you can’t go wrong when you do the right thing for the right reason. 

I grew up in West Texas and received my Bachleors degree from Texas Tech University (Go Raiders).  Following the oil industry took my family from Texas to Illinois and back to Texas.  I am a true Texan and happy to live here…..we moved to the Montgomery County area 10 years ago.  I began my mortgage career in Amarillo, Texas  some 20 years ago and I love what I do.  I especially am fond of the construction portion of mortgage lending …helping clients to finance that “dream home” is special. I have gone through the experience of having two homes built……..so when I tell you I understand…..I really do. 

I have two wonderful, successful sons and they have given me four precious grandchildren.  I am blessed to have two grandsons and two granddaughters and life is good.   Family is extremely important to me and I cherish the time I get to spend with them.  I understand that your home is where your family resides and I want that home to be the best possible choice for you and I will make the buying or building experience as smooth and as easy as I possibly can.  I look forward to your call and our working together to accomplish this goal.